The Credit CARD Act: What You Need to Know

 Summary    Interest Rates     Notice of Changes     Monthly Payments     Monthly Statements     Fees     Youth Marketing  
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Bottom Line

Credit card rules have changed.

Stay a step ahead with Capital One®.



   To dive into the new CARD Act,
   simply click on a topic.

  1. Interest Rates
  2. Notice of Changes
  3. Monthly Payments
  4. Monthly Statements
  5. Overlimit Fees
  6. Youth Marketing

   More Information
  1. Visit the Federal Reserve Site 

Recently Congress passed the Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD Act). This new law seeks to make credit card rules and regulations fair and easier to understand for all consumer credit card customers.

Clearer rules for everyone...sounds great, right? But—bottom line—you’re probably most interested in how this new consumer credit card legislation affects you and your credit card account with Capital One. That’s why we created this Bottom-Line Summary of the 2009 Credit CARD Act. This site will give you a timely, high-level overview of the law and what it means to you.

Interest Rates
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